Baccarat Rules Chart

A Baccarat rules chart might be especially useful if you're the sort of player who prefers to have everything in front of you for easy access. What we want to provide you here is the opportunity to have all of the rules for the game in front of you in a simple chart style for easy reference. While the rules aren't difficult to master on their own, keeping them straight with the rules of other casino games and the fact that the odds might alter depending on the number of decks or general Baccarat game regulations can be tough.

Author: Austin Coleman

Published: 6 June 2023

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Baccarat Rules Chart Per Hand

The essential rules to remember are how the two hands are dealt and what causes them to be struck (or not). The first thing to note on any Baccarat rules chart of this type is that any hand with a score of eight or nine terminates the game immediately, and a winner is selected. However, things become a little more tricky after that. It begins by examining the player's total. If the player's total is five or fewer, he or she hits. If the player stands, the banker must also hit if he has a total of five or fewer. If the player hits, the banker's hit is determined by a sophisticated Baccarat rules chart. That's what we're going to flesh out now.

When Does The Banker Hit?

There are five hand groupings for looking at when the banker hits after the player has hit. These groupings are based on the value of the player's third card. The following chart will sort this out but assume that the banker is standing if he does not hit.

  • Grouping A: Player's third card is an 8. The dealer hits on totals of two or less.
  • Grouping B: Player's third card is a 9, 0, or 1. The dealer hits on totals of three or lower.
  • Grouping C: Player's third card is a 2 or 3. The dealer hits with totals of four and below.
  • Grouping D: Player's third card is a 4 or 5. The dealer will hit with totals of five or less.
  • Grouping E: Player's third card is a 6 or 7. The dealer hits the most often here with any total of six and lower.

This Baccarat rules chart covers the most difficult aspects of the game to memorize. However, there is still much more to learn.

Banker's Total Player's Third Card
0 1 2 3 4 5 6 7 8 9
7 Stand Stand Stand Stand Stand Stand Stand Stand Stand Stand
6 Stand Stand Stand Stand Stand Stand Hit Hit Stand Stand
5 Stand Stand Stand Stand Hit Hit Hit Hit Stand Stand
4 Stand Stand Hit Hit Hit Hit Hit Hit Stand Stand
3 Hit Hit Hit Hit Hit Hit Hit Hit Stand Hit
2 Hit Hit Hit Hit Hit Hit Hit Hit Hit Hit
1 Hit Hit Hit Hit Hit Hit Hit Hit Hit Hit
0 Hit Hit Hit Hit Hit Hit Hit Hit Hit Hit

Charts For The Odds On The Bets

For each of the four bets, you must know two pieces of information: the house advantage with eight decks and the house advantage with one deck. It is 1.06 % and 1.01 % for the banker bet. It's 1.24 and 1.29 % with the player bet. The tie bet has a 14.36 % and a 15.75 % payout, while the pair bet has a 10.36 % payout and a monstrous 29.41 % payout. Using these charts will assist you in keeping all of the critical information that you require in front of you as you play. This is significant because it saves you from having to learn a slew of numbers and rules for nothing because there is no penalty for utilizing a Baccarat rules chart at the tables.

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